Right now when you apply and are approved for a Target RedCard you will receive $25 off a future qualifying purchase of $100 or more! Let me say that I would never suggest anyone ever go into debt to pay for things they want or need. I have the Target Credit Card and Target Debit Card and love them both. I first started with a Credit Card to help me build credit, and later when the Debit Card debuted, opted for one of those because the money would come out of my bank, I wouldn't have to make unnecessary monthly payments because I overspent using my Target Credit Card, I could stick to a budget, AND best of all....I could still save 5% on my purchase. That being said, let's look at the benefits of the Target Debit Card and Target Credit Cards . With the Target Debit Card you'll get: 5% cash-back automatically on your purchase Free Shipping on Target.com 30 Extra Days to Return Items – we know the importance of this during the holida...