Right now when you apply and are approved for a Target RedCard you will receive $25 off a future qualifying purchase of $100 or more!Let me say that I would never suggest anyone ever go into debt to pay for things they want or need.
I have the Target Credit Card and Target Debit Card and love them both. I first started with a Credit Card to help me build credit, and later when the Debit Card debuted, opted for one of those because the money would come out of my bank, I wouldn't have to make unnecessary monthly payments because I overspent using my Target Credit Card, I could stick to a budget, AND best of all....I could still save 5% on my purchase. That being said, let's look at the benefits of the Target Debit Card and Target Credit Cards.
With the Target Debit Card you'll get:
- 5% cash-back automatically on your purchase
- Free Shipping on Target.com
- 30 Extra Days to Return Items – we know the importance of this during the holidays!
- This works like a check by drawing from your existing checking account (basically you’re paying with your debit card.. but you’re getting 5% off of your purchase).
- No annual fee
- Secured PIN access
- Cash withdrawal up to $40 at checkout in store
With the Target Credit Card you'll get:
- 5% cash-back automatically on your purchase
- Free Shipping on Target.com
- 30 Extra Days to Return Items
- You can charge your Target and Target.com purchases
- No annual fee – be sure to check out the terms and apr
- Manage account and make payments online
Find more information and apply HERE. Offer ends June 23rd.
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